Fidelity® Personalized Planning & Advice

Providing ongoing help to employees with complex needs.

Today's employees have financial needs that range from simple to complex

Three in four employees have basic needs, or consider themselves proficient do-it-yourselfers, only requiring occasional help. One in four employees has more extensive needs—multiple goals and complex benefits—and wants more continuous support.1

We can help employees plan, invest, and stay on track

Introducing Fidelity® Personalized Planning & Advice, our ongoing advisory service that delivers the additional help and ongoing support your employees are asking for.

More help for individuals with complex financial needs

Personalized Planning & Advice provides employees with professional investment management, plus help creating, implementing, and tracking a financial plan.

Employees can be confident that Fidelity will provide discretionary management of their investments, and in-depth help with financial planning through proactive, ongoing engagement from a team of planning consultants.

Broader help and greater value from a trusted partner

Plan sponsors can now offer ongoing advisory services that include help with broader financial goals and priorities. All delivered through a highly personalized experience. All from one trusted partner. All for the same asset-based fee participants typically pay for just a managed account.

Contact your Fidelity Representative today

See how our Personalized Planning & Advice can enhance the help you provide today and meet the needs of all your employees.

Additional considerations

Fidelity offers choice of managed account offerings to best align to the plan's objectives and investment philosophy. Learn more about our index and core investment offerings.

Some plan sponsors may also want to consider managed accounts as a Qualified Default Investment Alternative (QDIA). Learn about key considerations plan sponsors should keep in mind when electing a managed account as a QDIA. Download the white paper.


1 Fidelity Investments Planning and Advice online survey. The survey was fielded in November 2017 using an external consumer panel of 2,250 defined contribution (DC) participants employed full-time. Research was completed by Consumer Metrics Inc. (CMI), an independent third-party research firm.

Fidelity® Personalized Planning & Advice at Work is a service of Fidelity Personal and Workplace Advisors LLC and Strategic Advisers LLC effective beginning July 16, 2018. Both are registered investment advisers and Fidelity Investments companies and may be referred to as "Fidelity," "we," or "our" within. For more information, refer to the Terms and Conditions of the Program. When used herein, Fidelity Personalized Planning & Advice refers exclusively to Fidelity Personalized Planning & Advice at Work. This service provides discretionary money management for a fee.

Start building a more loyal and competitive workforce today.

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