Insights & Tools

Learn more about aspects of our excellent offerings.

401(k)

  • Increase efficiency and manage your fiduciary risk with an Integrated Fidelity 401(k) and Payroll solution.  With one provider, your 401(k) administration will be consolidated in one location, eliminating expensive redundancies.

  • As important as saving for retirement is, most participants just don't have the time, let alone the experience, to actively manage their own workplace savings accounts. In fact Fidelity data shows that 56% of participants are not appropriately allocated1.

  • Uncover the clear path to achieving your benefits goals. With Fidelity's Benefit Consulting Services, you’ll receive a thorough analysis of where your benefits program stands today and the potential for what your program may achieve.

  • Proven Strategy & Flawless Delivery

    The experience, technology, and knowledge to help satisfy your plan administrative service needs worldwide.

  • A key part of every Fidelity benefits offering, Plan for Life can help all your employees plan for retirement, as they encounter everything life entails.

  • For smaller firms, selecting the right plan is especially important. Your benefits are a valuable tool for attracting and retaining top talent. By offering a strong plan, you send a message to your employees and to your competitors.

  • In response to the economic turmoil of recent years, Americans have adopted thrifty habits and boosted their savings efforts, but still not quite enough.

  • Members of Generation Y face a daunting challenge: They are likely to be the first generation to pay for the majority of their retirement on their own.

  • Average Account Balances Reach an All-Time High

  • When helping employees plan for retirement, it's fair to say that the more money saved, the better. But how much savings is really enough? The truth is, a host of economic, demographic, and lifestyle variables make this seemingly straightforward question particularly difficult to answer. 

  • How Optimizing a Retirement Plan Can Be a More “Taxing” Proposition

  • More than 22,000 employers with over 15 million benefit plan participants count on Fidelity to provide the guidance, service, and value crucial to achieving their desired outcomes. Here’s why you will, too.

    Superior service

403(b)/401(a)

Benefits Counseling

  • Manage annual enrollment, benefits eligibility, and work and life event processes with ease. The Fidelity Health and Welfare Benefits platform integrates with more than 275 health insurance carriers for effective management of enrollment data and streamlined payment.

  • Integrate all your benefits into a single program with Total Benefits Outsourcing and let us handle the complex regulatory requirements, benefits administration, and participant education and support. We can help you take control of costs and help your employees manage theirs.

  • Increase efficiency and manage your fiduciary risk with an Integrated Fidelity 401(k) and Payroll solution.  With one provider, your 401(k) administration will be consolidated in one location, eliminating expensive redundancies.

  • Optimize performance and improve efficiency by integrating your plans into one comprehensive retirement benefits program.

Defined Benefits

  • Distinguish your compensation and rewards offering with a nonqualified executive compensation plan experience that helps simplify account management, shape sound decisions, and make your nonqualified plan an integral part of each participant's broader retirement planning strategy.

  • Proven Strategy & Flawless Delivery

    The experience, technology, and knowledge to help satisfy your plan administrative service needs worldwide.

Health & Welfare

  • Manage annual enrollment, benefits eligibility, and work and life event processes with ease. The Fidelity Health and Welfare Benefits platform integrates with more than 275 health insurance carriers for effective management of enrollment data and streamlined payment.

  • Earlier this year, Fidelity polled clients1 (all with >1,000 employees) to gauge their understanding of health exchanges.

  • A 65-year-old couple retiring this year is estimated to need $240,000 to cover medical expenses throughout retirement, according to the 2012 Fidelity retiree health care cost estimate.1 This represents a 4% increase from last year, when the estimate was $230,000.

Health Savings Accounts

Information Security

Integrated 401(k) & Payroll

  • Fidelity's 401(k) offers everything you need to help you run an efficient, successful retirement plan that attracts and retains key talent and helps your employees prepare for a comfortable retirement.

Investments

  • For smaller firms, selecting the right plan is especially important. Your benefits are a valuable tool for attracting and retaining top talent. By offering a strong plan, you send a message to your employees and to your competitors.

Managed Accounts

  • Fidelity's 401(k) offers everything you need to help you run an efficient, successful retirement plan that attracts and retains key talent and helps your employees prepare for a comfortable retirement.

  • A key part of every Fidelity benefits offering, Plan for Life can help all your employees plan for retirement, as they encounter everything life entails.

Nonqualified Plans

  • Distinguish your compensation and rewards offering with a nonqualified executive compensation plan experience that helps simplify account management, shape sound decisions, and make your nonqualified plan an integral part of each participant's broader retirement planning strategy.

  • Proven Strategy & Flawless Delivery

    The experience, technology, and knowledge to help satisfy your plan administrative service needs worldwide.

  • Turn your plan into a strategic asset that benefits both your company and your employees with Fidelity’s help. Your pension plan can be an incentive, a reward, and even a point of distinction.

Payroll

  • Integrate all your benefits into a single program with Total Benefits Outsourcing and let us handle the complex regulatory requirements, benefits administration, and participant education and support. We can help you take control of costs and help your employees manage theirs.

  • Fidelity's 401(k) offers everything you need to help you run an efficient, successful retirement plan that attracts and retains key talent and helps your employees prepare for a comfortable retirement.

  • Increase efficiency and manage your fiduciary risk with an Integrated Fidelity 401(k) and Payroll solution.  With one provider, your 401(k) administration will be consolidated in one location, eliminating expensive redundancies.

  • Reduce your payroll-related administration and help manage your fiduciary risk with integrated payroll and 401(k) services from Fidelity.

  • Optimize performance and improve efficiency by integrating your plans into one comprehensive retirement benefits program.

Stock Plan Services

  • Distinguish your compensation and rewards offering with a nonqualified executive compensation plan experience that helps simplify account management, shape sound decisions, and make your nonqualified plan an integral part of each participant's broader retirement planning strategy.

  • As important as saving for retirement is, most participants just don't have the time, let alone the experience, to actively manage their own workplace savings accounts. In fact Fidelity data shows that 56% of participants are not appropriately allocated1.

  • Turn your plan into a strategic asset that benefits both your company and your employees with Fidelity’s help. Your pension plan can be an incentive, a reward, and even a point of distinction.

Total Benefits Outsourcing

  • Manage annual enrollment, benefits eligibility, and work and life event processes with ease. The Fidelity Health and Welfare Benefits platform integrates with more than 275 health insurance carriers for effective management of enrollment data and streamlined payment.

  • Fidelity's 401(k) offers everything you need to help you run an efficient, successful retirement plan that attracts and retains key talent and helps your employees prepare for a comfortable retirement.

  • As important as saving for retirement is, most participants just don't have the time, let alone the experience, to actively manage their own workplace savings accounts. In fact Fidelity data shows that 56% of participants are not appropriately allocated1.

  • Uncover the clear path to achieving your benefits goals. With Fidelity's Benefit Consulting Services, you’ll receive a thorough analysis of where your benefits program stands today and the potential for what your program may achieve.

  • Optimize performance and improve efficiency by integrating your plans into one comprehensive retirement benefits program.

  • A larger percentage of today's successful corporations are increasingly conducting business overseas in search of growth opportunities — and their human resources and employee benefits practices are adapting to this expanding dynamic.

  • A 65-year-old couple retiring this year is estimated to need $240,000 to cover medical expenses throughout retirement, according to the 2012 Fidelity retiree health care cost estimate.1 This represents a 4% increase from last year, when the estimate was $230,000.

  • In Fidelity’s analysis of workplace savings plan data,1 contributions to health savings accounts (HSAs) have been shown to correlate with higher defined contribution (DC) retirement plan savings rates.

Total Retirement Outsourcing

  • Integrate all your benefits into a single program with Total Benefits Outsourcing and let us handle the complex regulatory requirements, benefits administration, and participant education and support. We can help you take control of costs and help your employees manage theirs.

  • Uncover the clear path to achieving your benefits goals. With Fidelity's Benefit Consulting Services, you’ll receive a thorough analysis of where your benefits program stands today and the potential for what your program may achieve.

  • Turn your plan into a strategic asset that benefits both your company and your employees with Fidelity’s help. Your pension plan can be an incentive, a reward, and even a point of distinction.

Video

  • A quick overview of how this powerful resource works, how it keeps you valuable data secure, and how PSW helps your benefits staff find new efficiencies.

  • With thousands of registered users, it may be America’s most visited benefits portal. See how the recently enhanced NetBenefits helps employees make the most of the benefits you provide, and help them become more effective financial planners.

  • A simple way for your employees to plan for retirement income.

  • Listen to Fidelity guidance representatives solve real issues.

  • Learn about new, innovative approaches we're exploring.

  • A guided tour of a more intuitive online experience.