Workplace Insights and Tools

Learn more about aspects of our excellent offerings.

Employee Engagement

News and Commentary

  • On December 18, the president signed into law a combined spending and tax bill that keeps the government open and delays the implementation of the Affordable Care Act’s Cadillac tax until 2020.

  • During times of market volatility, we know that employees are looking for information and guidance relative to their investment needs, and that they may be reaching out with questions.

  • Overcome a common mistake: Your employees can claim benefits as early as age 62—but are not required to. Let them know that by “taking early Social Security”, their payments will be permanently reduced. Spouses included. It’s often better to wait and tap other savings if needed.

  • The 50/15/5 rule keeps spending on essential expenses to not more than 50% of take-home pay, puts aside 15% of pretax pay for retirement savings, and reserve 5% of take-home pay for short-term savings.

  • Stories of identity theft, fraud, and massive losses of personal data are creating news headlines with alarming frequency. This may not be surprising, given the fact that identity theft has been the top consumer complaint for 14 straight years, according to the U.S. Federal Trade Commission.

Total Benefits Outsourcing

  • In addition, 92% of those enrolled in HDHPs/HSAs for two or more years report that their health plan decision was the best choice for their family.*

    For a quick snapshot of the HSA survey results, see the infographic below.


  • If you’re offering an HSA-eligible health plan this year, your employees may be struggling to understand it. Here’s a new infographic to help explain how it all works.

  • Even if you spend a lot on health care now, you may be able to save money by contributing more to your HSA. For example, let’s say you have family coverage in an HSA-eligible health plan.

Plan Administration

  • For smaller firms, selecting the right plan is especially important. Your benefits are a valuable tool for attracting and retaining top talent. By offering a strong plan, you send a message to your employees and to your competitors.