Insights & Tools

Learn more about aspects of our excellent offerings.

Employee Engagement

  • A simple way for your employees to plan for retirement income.

  • More than 129 million Americans own smartphones1, fundamentally changing how we consume and use information. As mobile technology has become increasingly sophisticated, the idea of using a phone to manage personal finances is no longer the stuff of science fiction.

  • Recent Fidelity analysis illustrates how retirement savings goals can be pushed off track when taking loans and hardship withdrawals. Review the graphic for suggestions that may help your employees avoid these taxing behaviors.

  • Our newest informational graphic shows the latest trends for employer contributions and the news is better than you may think. View the latest insights on the topic.

  • Our newest graphic shows how 1 percent can make a big difference in a retirement paycheck, especially for your younger employees. It's time to start thinking about how retirement savings can translate to income later in life and this simple concept can help.

  • Recent industry figures show that the number of plan sponsors offering managed accounts grew by more than 30% from 2008 to 2012.1 Fidelity Investments has seen equally dramatic growth in managed accounts for the defined contribution (DC) plans we recordkeep.

  • Thousands of employees turn 50 every day* and are faced with complex decisions about their wealth and health. Are you prepared to address this evolution and the implications it will have on your employees as they plan for retirement?

  • To better serve the higher education market, Fidelity Investments recently conducted research* on the investment

  • For many participants, deciding how to invest their retirement assets can be a major undertaking. Admittedly, investing in a way that allows for appropriate risk and growth can be a balancing act that requires skill, will, and time.

  • Fidelity's recent Retirement Savings Assessment shows that more than half of America's workforce is not on track to cover even essential expenses in retirement, such as healthcare, housing, and food.

  • From the U.S. government shutdown and the official launch of the health care exchanges to the Supreme Court’s ruling on the Defense of Marriage Act, 2013 has been an eventful year for the benefits community.

  • Cashing out even a small retirement plan balance today can have a big impact on monthly income in retirement.

  • The fundamental objective of a defined contribution (DC) plan is to accumulate assets that will ultimately be withdrawn as a source of retirement income. Yet, the majority (96%) of plan sponsors do not know how much income their DC plan may be designed to yield.*

  • Fidelity embarked on extensive employee research and testing to determine whether a simplified, streamlined enrollment process could improve participation outcomes. Based on the results of our study, we believe the answer is an unqualified yes.

News and Commentary

  • More than 22,000 employers with over 15 million benefit plan participants count on Fidelity to provide the guidance, service, and value crucial to achieving their desired outcomes. Here’s why you will, too.

    Superior service

  • Ongoing industry mergers and recent healthcare reform have set the stage for plan sponsors to rethink their benefits strategies. Many healthcare organizations are faced with having to merge retirement programs, integrate physician practices, and cope with pension plan funding.

  • A third annual Nurses Retirement Study recently released from Fidelity Investments provides new insights into nurses' overall financial confidence and outlook toward retirement.

  • As the retirement landscape continues to evolve and employers look for ways to help their employees manage their workplace benefits and save for retirement, Fidelity Investments has outlined several observations that we feel will remain on the forefront in 2014.

Plan Administration

  • For smaller firms, selecting the right plan is especially important. Your benefits are a valuable tool for attracting and retaining top talent. By offering a strong plan, you send a message to your employees and to your competitors.

Total Benefits Outsourcing

  • In early 2013, Fidelity commissioned a research study among employees eligible to participate in high deductible health plans (HDHPs) with health savings accounts (HSAs) to explore their awareness and understanding of this investment and savings vehicle.

  • A 65-year-old couple retiring in 2013 is estimated to need $220,0001 to cover medical expenses throughout retirement according to Fidelity's latest retiree health care costs estimate. This year's figure represents an 8% decrease from last year's estimate of $240,000.

  • Many organizations now offer HSA-eligible health plans—such as high-deductible health plans (HDHPs)—paired with health savings accounts (HSAs). However, many Americans are still reluctant to enroll.

  • Although many organizations offer high-deductible health plans (HDHPs) paired with health savings accounts (HSAs), many Americans are still unfamiliar with them.

  • As more organizations look for ways to save on health care expenses, high-deductible health plans (HDHPs), coupled with Health Savings Accounts (HSAs), have emerged as a unifying vehicle that can help employers and employees alike.

  • Even if you spend a lot on health care now, you may be able to save money by contributing more to your HSA. For example, let’s say you have family coverage in an HSA-eligible health plan.