Managed Accounts
Help your employees achieve retirement security
Many workers lack the time, interest, and confidence required to carefully manage their retirement portfolios. In fact, nearly two-thirds of participants prefer to delegate complex financial decisions to an investment professional.1
Fidelity® Portfolio Advisory Services at Work2 gives your employees the option to have their assets managed by Fidelity's investment professionals. They carefully construct and continuously manage these accounts to maintain an appropriate mix of assets over time. Call 866.418.5173 or contact us to discuss the benefits of managed accounts.
Our discretionary service considers each employee's time horizon and, if provided, financial situation, risk tolerance, investment experience, withdrawal expectations, and outside assets. Accounts are monitored daily and regularly rebalanced to ensure investments stay on track. Watch a video about Portfolio Advisory Services at Work.
Managed accounts encourage employees to start saving, despite their limited time or investment knowledge. Consider these facts:
- While planning tools and education are available to more than 90% of participants, only 9%–12% take advantage of these features.3
- The average number of investment options offered in a DC plan ranges from 20 to 36.5, yet the average number of investment options utilized by the plan participants is only 3.7.4
- 87% of participants do not make exchanges in a calendar year, which makes them more susceptible to market volatility.
- Many participants are underdiversified4 and 67% do not have an asset allocation appropriate for their age.
Call 866.418.5173 or contact us to find out how a managed account from Fidelity can help your employees reach their goals.
1 Fidelity Investments' DC Loyalty Study of 1,075 DC plan participants; June 2009.
2 Portfolio Advisory Services is a service of Strategic Advisers, Inc., a registered investment adviser and a Fidelity Investments company.
3 Fidelity Investments' recordkept data of over 35,000 corporate and tax-exempt plans (includes TEM pooled plans), as of March 31, 2009.
4 Q2 2010 Building Futures, Fidelity Investments analysis of nearly 17,000 corporate DC plans and their 11 million recordkept participants, as of June 30, 2010.
Managed Accounts can be offered to employees in conjunction with Fidelity's 401(k) and 403(b) plans.
CALL 866.418.5173
